Find finance agreements
With your permission, the process will search for agreements dating back to 2007.
Mis-sold vehicle finance claims.
Find out if you are owed money.
It is estimated that over 12 million vehicle finance agreements taken out between 2007 and 2024 may be eligible for compensation.
Is your agreement one of them?
No calls to get started No paperwork to start Free initial check
The Compensation People is a Claims Management Company. We will be paid a fee by our partner law firm for referring your case to them as part of an ongoing marketing agreement. You can pursue a claim free of charge directly with your lender, the Financial Ombudsman Service (FOS), or through the FCA’s Motor Finance Redress Scheme.
Your choice, every step
100% online to get started
Just a few simple questions
As advertised on:
A simple online process
done in 60 seconds
Car finance can be complicated. Checking your options shouldn’t be.
Agree to claim
Once you’re happy, you agree to instruct an expert lawyer to claim your compensation.
Get your compensation
Once submitted to the lender, we wait for their response. Your expert lawyer will chase and update you every step of the way.
100% online
Find out if you could be owed compensation.
No calls. No paperwork.
No putting life on hold.
Check your car finance while the kettle boils or from the comfort of your sofa. Getting started fits around you — not the other way round.
- No phone calls to get started
- No paperwork needed for your initial check
- Check from your phone, tablet or laptop
- You decide what happens next
How much could you be owed?
The FCA has estimated an average refund of around £830* per car finance agreement, before our fees. Choose how many vehicles you have had on finance since 2007 and the figure moves with you.
Average Estimated Refund£830*
1 agreement × £830
Based on the FCA’s estimated average refund of around £830 per agreement, before our fees. Figures quoted are gross estimates and are subject to our fees. Refund amounts depend on individual circumstances and eligibility.
Who could be eligible?
The FCA estimates that 37% of car finance agreements taken out between April 2007 and November 2024 are eligible for compensation. That’s around 12.1 million agreements in total.
How it breaks down
Hidden commission that raised the interest rate10.6 million
Unfairly high commission2.6 million
Undisclosed ties to one lender1.1 million
These add up to more than 12.1 million because some agreements had more than one problem. Breakdown by type of problem, as reported by MoneySavingExpert using FCA estimates.
Not sure if you had finance? No problem!
You don’t need paperwork or a statement to hand. This online check looks back through vehicle finance agreements taken out from 2007 onwards, so a car you financed years ago can still be looked into.
Even if you no longer have the car, or the agreement has already been paid off, it can still be worth checking. A few quick questions is all it takes to find out where you stand.
- Agreements taken out from 2007 to today
- Cars you no longer own or drive
- Finance that’s already paid off
Agreements dating back to2007
Past finance. Present possibilities.
Check online to see if you are eligible for compensation
Find out whether your car finance agreement is worth a closer look.
No calls to get started No paperwork to start Free initial check
FCA updates on the redress scheme
Read the FCA’s own announcement and keep up with how the car finance redress scheme is progressing.
Read the FCA announcementCheck who your lender was
Browse the FCA’s list of car finance lenders to find the firm behind your agreement and how to raise a complaint with it.
See the list of lendersSubmit a complaint to the Ombudsman
If your lender doesn’t resolve things, you can take your complaint to the Financial Ombudsman Service — free of charge.
Go to the OmbudsmanYou can do it yourself.
You don’t need to use a claims company like us. You can complain directly to your lender without paying a fee and, where appropriate, take your complaint to the Financial Ombudsman Service.
The FCA has confirmed a compulsory redress scheme for car finance taken out between April 2007 and November 2024, with an estimated average payout of around £830* per agreement. A legal challenge is under way, so payments are expected to start in 2027 if the scheme is upheld.
You don’t have to accept your lender’s offer. You can challenge it, take it to the Financial Ombudsman Service for free, or go to court.
Good questions.
Straightforward answers.
Here are a few things you might be wondering about car finance claims.